The last thing most of us want to think about is ‘what will happen if I die suddenly?’ Most of us avoid thinking about the effect on our families, friends, and our business. How would they get by? Would they have enough money? Can they even pay for my funeral?
These are not fun things to think about… that’s for sure.
Life insurance is a form of protection that provides your family with the financial support needed during one of the most difficult times in their lives; the loss of a loved one. The pain that comes with the loss of a family member is difficult, even more difficult is when that member is the primary wage earner or has unsettled financial matters that they left behind for you to handle. That’s why life insurance, can be well, a life saver for your family.
But is good coverage affordable? Can I get what I need at a price that doesn’t create financial stress now. The fact is it’s worth shopping for the best plan for you. By shopping for life insurance, you are more likely to find an affordable plan that meets your budget.
There are several different types of life insurance. And some may be more right for you than others.
Term life insurance in general, provides death benefit protection for a specific period of time.
Permanent life insurance offers lifetime death benefit protection with a cash value component. This can mean lifetime peace of mind for you and your family. There are many different types of permanent life insurance products including, Universal Life, Index Universal Life and Variable Universal Life.
Sitting down with an agent at the Avrin Agency can help you determine the best type of policy for your needs.
Rebecca is an expert when it comes to life insurance. She understands all of the ins-and-outs of getting the best coverage for the right price. Contact her here for a free consultation and to get a quote.